The NTIA launches new business protection product for members with NDML

NDML Insurance club

The Night Time Industries Association (NTIA) has announced a new partnership with NDML as its appointed insurance broker. It includes a new business protection product available exclusively to NTIA members.

The partnership came about as NDML, the award-winning late-night insurance specialist, and award-winning legal protection specialists Rradar collectively developed an insurance product like no other on the market called NDML Business Protection.

The objective of the NDML Business Protection is to provide cover for everyday legal disputes faced by NTIA members up and down the country. These could be unforeseen incidents at the venue that would require a venue to need legal advice or specialist consultancy. Licensing issues with local authorities have been at the heart of some of the industry’s regulatory concerns, while other issues include neighbouring developments threatening an existing club or bar.

NDML Business Protection has been designed to provide free legal advice up to £100,000 for all policyholders on matters such as licensing issues, tax investigations, planning disputes from neighbouring developments and employee issues.

The team is made up of licensing and planning experts, insurance and health and safety operatives with 30 years in the business. The NTIA itself can engage with the local council, councillors and police through their excellent links at local level on behalf of members to make sure that relationships between you and the authority remain as positive as possible.

Alan Miller, chairman of the NTIA, said: “This is a game changer for everyone in our industry. We shall continue to champion collaboration and partnership with all stakeholders. But make no mistake, we are serious about fair treatment for our enormously loved clubs, bars, festivals, restaurants and all licensed activities.

“Our country – and our way of life – depends upon this. Now we have protection that won’t have clauses that make cover meaningless. It means everyone that is an NTIA member can have the same representation Fabric got, without having to crowdfund. This changes everything for us all.”

Philip Kolvin QC, who represented Fabric in London in its fight to avoid closure, said: “Night-time venues face more risks than most businesses, including action by regulatory authorities or neighbours which can be damaging or even fatal, including to the best run businesses. So it is really pleasing to see a hook-up between a leading trade association and a broker to ensure that venues get the best protection available on the market, at a good price. I wish the partnership every success.”

Aaron Mellor, managing director of Tokyo Industries, which operates 36 nightclubs, music venues and festivals, added: “In times of the toughest regulatory pressures our industry has ever seen, it’s good to have confidence of a support package to assist when you need it most.”

For more information on how to access this product, get in touch at or call 0113 2818110.

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